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Required  SME Credit Analyst (Qatar)

VINIRMA Consulting Pvt. Ltd. is a 360degree Human Resource Management Consulting and Staffing Services Organization with operations in UAE, Qatar, Bahrain, Australia, USA, Singapore & India.VINIRMA Consulting is currently looking SME Credit Analyst for one of our clients which is a leading Bank in Qatar with the following skill set and terms and conditions.Skill Sets required:

* Minimum 5 years credit experience within corporate credit/project finance or equivalent accounting, M&A or PE experience
* Exposure to multiple industry sectors
* Experience in valuation of start ups and SMEs desirable
* Regional experience and Arabic are a strong plus.
* Should have experience in Project finance and corporate banking OR Performed credit analyses, Evaluated credit proposals for businesses, Performed studies on potential clients to understand how they operate their businesses, SME project finance loans.

Responsibilities:

1. Ability to review and evaluate loan documentation, contractual agreements, insurance documents and other project related documents

2. Proficient in report writing in English

3. Demonstrable analytical skills including financial modeling

4. Able to multi task and work under pressure from deadlines

5. Team player with a can do attitude

6. IT: Excel expert - Word advanced - Power Point competent

Responsibilities

*    The candidate will be responsible for

1. Assessment of credit application for small and medium sized corporations

2. Underwriting of following transaction types: term loans, guarantees, etc.

3. Performing credit analysis based on both qualities and quantitative parameters

4. Monitoring and reviewing existing accounts

5. Making recommendations for past due accounts together with relationship managers

6. Working with partner banks on special credit guarantee programs

Tasks

1. Maintain and manage a portfolio of accounts within an assigned industry sector and program, i.e. direct/indirect lending for target SME sectors including both existing and new start-up business

2. Prepare new transaction proposals incorporating the analysis of the macroeconomic environment, the business, credit and financial risk profiles of the borrower, as well as risks inherent in the specific structure of a transaction

*    Create Financial models for company analysis

*    Build and work with risk rating/scoring tools

*    present completed transaction proposals to the Credit Risk Committee

*    Coordinate with Account Officer/Product Specialist to ensure timely response to the client and that the transaction is completed within the approved terms

*    Monitoring and reporting

1. Provide regular reports to credit department and Group risk office

2. Daily monitoring of existing accounts for potential problems accounts

3. Prepare periodic management reports

*    Ongoing annual and/or quarterly reviews of existing clients

*    Train and assist interns and junior analysts as needed

*    Maybe assigned specific additional responsibilities such as analysis and preparation of sector/portfolio reviews, stress tests, and/or other senior management requests as deemed appropriate

*    Education

1. Degree in finance (Bachelor, Master)

2. CFA or equivalent professional or academic qualification a plus The selected candidates shall be a direct employee of one of the leading banks in Qatar.Should you be interested in this opportunity, please send your latest resume in MS Word format at the earliest .