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Verification Officer (Sialkot - North)
Sialkot , Pakistan
job Expired
Tameer Microfinance Bank
 
Job Summary:
   
Job Title: Verification Officer (Sialkot - North)
Location: Sialkot , Pakistan
Industry: Banking
Category: Banking/Financial Services
Positions: 2
Salary Range: 10000 PKR To 15000 PKR /Monthly
Min. Education: Graduation
Min. Experience: 1 to 2 Years
Post Date: 2009-12-07
Apply Before: 2011-04-30
Career Level: Executive
Job Description:

1. Verification. When the papers are received for verification ensure that the essential documents to be completed by outreach has been done. If so, proceed further.



Personal Verification

* Verify the address of the residence and business, resolve/comment in case of discrepancies.

* At residential address verify the status of tenancy or ownership.



Character Verification

* Character and credibility check both from residence and business through neighbors.

* Supplier telephonic verification (If any)

* Verify the guarantors’ information such as relationship with the customer, income, expense, addresses and character etc.

* Verify Co-borrower’s income, expense and character (If any)



2. Credit Assessment. Carry out credit assessment/ review to establish the credit worthiness of the applicant covering following areas:



House Hold Assessment

* House hold Income detail

* House hold expense detail

* Calculation of effective repayment capacity



Business Assessment

* Business expense

* Purchases

* Sales

* Net Profit

* Loan Purpose

* Business Information

* Suppliers Name and credibility of supplies/provisions.

Skills Required:

Good knowledge of MS Office

Good Communication Skills 

Company Information
Company Name:
Tameer Microfinance Bank
Description:
TAMEER is a Microfinance bank managed by a group of highly experienced bankers committed to go where no (commercial) bank has gone before. It is a private commercial Microfinance bank licensed by the State Bank of Pakistan under the Microfinance Ordnance 2001. TAMEER distinguishes itself f  More
job Expired
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