KASHF Foundation

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  • Description:

    Inspired by the success of the Grameen Bank, Kashf Foundation (meaning miracle or revelation i.e. a process of self-discovery) began in 1996 as an action research program focusing, for the first two years, on determining and understanding key factors having an impact on the demand for microfinance services by poor women.

    Kashf Foundation began with many firsts: it was the first specialized Microfinance institution in Pakistan, it was the first Microfinance institution targeting only women from low income communities and it was also the first Microfinance institution to charge a sustainable price for its services. Since its inception, Kashf Foundation has continued to trail-blaze – in 1999 it introduced the first pro-women consumption loan in the sector, in 2001 it was the first Microfinance institution to offer micro-insurance services by collaborating with one of Pakistan’s oldest insurance companies, in 2003 it was the first Microfinance institution to become financially sustainable, in 2004 it was the first Microfinance institution to obtain an investable credit rating and in 2007 it has been able to close over $36 million in commercial deals with key local and international banks.

    Over the past years, the Kashf team has grown from 5 staff members to a team of over 1000 dedicated and committed staff, who are continuously striving to build a better future for our clients. We are also operating in an environment where creativity and agility are critical success factors. Therefore, effectiveness, synergies through collaboration and maximal use of employees’ potential are the corner stones of our organizational culture.

    At Kashf, we believe in providing a culture which fosters freedom of expression and values diversity and creative thinking. We are open minded and continue to keep abreast of latest developments in the industry and, through our effective communication across the board, we are able to build a sense of pride in all that we do. Our organization believes in generating a healthy, fair and ethical work environment and values its employees by ensuring sound work conditions. We also promote transparent and merit based recruitment along with ample opportunities for growth, development and learning, and a compensation package that is equitable and commensurate with job specifications.

    KASHF strongly believes in:

    • team work: All for one and one for all
    • respecting individual strengths and diversity
    • learning, adapting and growing
    • being part of the solution not of the problem
    • importance of customer satisfaction
    • the empowerment of its employees

    Our management team comprises:

    Founder and President, Ms Roshaneh Zafar
    Ms. Zafar founded the Kashf Foundation – the first specialized microfinance organization in Pakistan – in 1996 after a chance meeting with Professor Muhammd Yunus of the Grameen Bank. Prior to this she worked with the World Bank in Islamabad in the Water and Sanitation department for several years. Ms. Zafar was one of the first Ashoka Fellows in Pakistan and has been a Schwab Foundation Social Entrepreneur since 2004. Ms Zafar has also been awarded the Tamgha-e-Imtiaz, one of Pakistan’s highest civilian awards, by the President of Pakistan for her work in the field of development and women’s empowerment and was also awarded the Skoll Award for Social Entrepreneurship in 2007. Ms Zafar is a graduate of the Wharton Business School, University of Pennsylvania, USA and also holds a Masters degree in Development Economics from Yale University, USA.

    Chief Executive Officer, Ms Sadaffe Abid
    Ms. Abid has been with Kashf since 1997. She has a proven management track record and over 9 years of experience taking forward the organization. Ms. Abid helped grow Kashf from a start-up phase to a globally reputable microfinance institution. She has successfully managed the rapid growth phase combined with a focus on business innovation.


    Chief Financial Officer, Mr. Khalid Kabeer
    Mr. Kabeer is a Chartered Accountant and he completed his articleship with Ferguson’s. After a few years in the private sector, he joined the Kashf team in 2003 as Manager Finance and has very quickly spearheaded many innovations in financial risk management within the organization.
    Mr. Kabeer has been elemental in linking Kashf to formal financial institutions and in improving the financial health of the organization.

    Head - Information Technology, Mr. Faisal Malik
    Mr. Malik brings a unique combination of Technology and Management Consultancy. Prior to joining Kashf in 2003 he spent his professional career with Ernst & Young and Sprint where he specialized in project management and advisory services. He has been elemental in taking forward the automation drive within Kashf’s branch network. He introduced the vision of ‘Delight the Customer’ within the organization and the prime architect of Kashf’s software the “Miracle Worker.”

    Head - Operations, Mr. Kamran Azim
    Mr. Azim has joined the organization after working with the private sector for several years. He is a Chartered Accountant by profession and has worked with KPMG (an audit firm) and Total Parco Pakistan (an Oil Marketing Company). He brings a strong financial and market based vision to the management team.



    Manager Internal Audit, Mr. Ghulam Haider Chaudary
    Mr. Chaudary has over 20 years of auditing experience in the private sector and has worked for a major part of that in the education sector. Mr. Chaudary joined the Kashf team in 2006 to lead the design and implementation of Kashf’s internal audit processes along with establishing a strong culture to ensure high policy compliance and high standards of transparency at all times.



  • Address: 19-Aibak Block, New Garden Town,
  • Location: Lahore, Pakistan
  • Website URL : http://www.kashf.org
KASHF Foundation
 

JOB POSTED BY KASHF Foundation

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